Slow credit growth in the first seven months of this year has left room for banks to start boosting lending, but bankers say it’s not that easy.

While large banks no longer have enough money to lend out, smaller lenders with ample funds have used up their 20 percent credit growth limit, Thoi Bao Kinh Te Vietnam (Vietnam Economic Times) said in a report Monday.

A bank chief executive said Vietnamese banks are allowed to pump up to VND461 trillion in loans into the economy this year. They only offered loans totaling around VND165 million in the first seven months, leaving room for as much as VND300 trillion for additional credit.
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